Capital M Lending
Borrower Information Checklist
Income for a W2 Wage Earner:
- Pay Stubs which cover the most recent 30 days of pay
- W-2’s for the previous 2 years
- Employment Contract (if new job)
Income for a Self Employed individual:
- 2 years signed and dated personal tax returns (complete)
- 2 years 1065 or 1120 returns (if applicable)
- Current Profit and loss statement
- Business License
Do you own investment Properties? If so, please also have ready:
- 2 years signed and dated personal tax returns
- Rental Agreements
- Mortgage Payment information or proof of clear title
- Insurance Declaration Pages outlining annual premium
Assets:
- Most Recent Bank Statements for the previous 2 months
- Most Recent Mutual Fund, Stock or other investment statements
- Most Recent Retirement fund statements
- ***for all Asset accounts we must have all the pages from your statements, even if the final pages are “intentionally left blank” or are check reconciliation worksheets
Miscellaneous:
- Complete Divorce Decree/Bankruptcy Papers (if Applicable)
- Home Insurance Company contact details
- Identification: state issued ID, Passports or other official identification
- A complete list of where you have lived for the past 2 years and landlord contact details if during the past 2 years you were a renter
