Meet Crissy Horner

A little about me

My career path has been anything but conventional—and somehow, it led me exactly where I was meant to be!

After earning my cosmetology license around 2000, I spent my first year working as a beautician. I quickly realized that standing behind the chair wasn’t quite the right fit for me, so I put away my scissors and went back to the world of desk jobs.

In 2001, I was hired as a receptionist for a mortgage company. After just a few months at the front desk, I was promoted into the funding department. That was my first real introduction to the mortgage business, and I was immediately fascinated by how mortgages worked and the role they played in helping people purchase homes and build their futures. What started as a job, turned into a career that I’ve been fortunate enough to build for more than two decades.

What I love about mortgage lending

The best part of my job is the people, and I love being part of such an important moment in someone’s life. Whether I’m helping a first-time homebuyer purchase their very first place, working with an experienced homeowner, or helping an investor with their next property, every transaction has its own story.

I also love seeing all of the different homes and properties that our clients purchase. No two are alike, and I find myself imagining what I would do with each property if it were mine!

But ultimately, the most rewarding part is helping people get to the finish line: Buying a home can be exciting, overwhelming, complicated—and sometimes all of those things at once. Being able to guide my clients through the process, answer their questions, solve problems, and help make the experience easier is incredibly gratifying. After all these years, I still get excited when a loan comes together and I get to tell a client, “You’re ready to close!”

Coming full circle

I grew up in the Independence/Monmouth area, and after my husband and I finished school and began building our careers, we decided it was time to leave our small hometown and explore what was next. That journey eventually took us to the Portland area, where we spent many years building our careers and our life together.

After being away for 26 years, we eventually found our way back home.  There is something really special about coming full circle: The place that once felt like a small town I needed to leave is now the place I’m grateful to call home again. I love being back in the Willamette Valley and being closer to the community, familiar places, and the roots that have always been part of who I am.

What you can expect from me

I believe mortgage lending should be about more than numbers, paperwork, and interest rates. It’s about people.

My goal is to make sure my clients feel informed, supported, and confident throughout the process. I want them to know that they have someone in their corner who will pick up the phone, answer their questions, pay attention to the details, and work hard to get them where they want to go. After more than 25 years in this business, I’ve learned that every client and every transaction is different. Experience matters, as does listening, communication, and genuinely caring about the people you’re helping. I’m here for you when you are ready!

My perfect day

Any beautiful spring or summer day when I can get out in the Jeep! There’s nothing better than putting the top down, soaking up the sunshine, turning up the music, and simply enjoying the day.

And if I weren’t in the mortgage business…

Hair. 😊 Apparently, I just can’t stay away from it!

A little more about me

I still feel incredibly fortunate to have found a career that combines the things I enjoy most: working with people, solving problems, and helping others achieve something meaningful. And while my career may have started with a pair of scissors and a cosmetology license, I’m pretty happy with where the road eventually took me.

Now that I’ve come full circle and am back home in the Independence/Monmouth area, I’m especially grateful to be part of the communities I know and love—and to continue helping people make their own dreams of homeownership a reality.

NMLS ID #269933