Scott Davis | Mortgage Specialist at Capital M Lending
Serving Oregon and Washington
Scott Davis is a mortgage industry veteran with over 35 years of experience helping clients make smart, well-thought-out decisions in homeownership. Since starting his career in 1990, Scott has helped thousands of families across Oregon and Washington navigate home purchases, refinances, and long-term real estate planning with clarity and confidence.
Scott doesn’t sell mortgages. He asks questions, listens carefully, and explains loan options, rates, fees, and the overall process with transparency. His focus is helping each client choose the mortgage strategy that fits their unique goals, timeline, and financial plan. That thoughtful, numbers-driven approach is what sets him apart.
Capital M Lending is a true mortgage brokerage based in Lake Oswego, Oregon. With access to a broad network of lenders, the firm offers market-leading pricing and a wide range of loan programs, including Conventional, Jumbo, FHA, VA, USDA, and flexible options for clients with non-traditional income. This flexibility allows Scott to say yes in situations where banks or credit unions often cannot.
As a locally owned business, Capital M Lending prides itself on high-touch service without sacrificing efficiency or technology. Clients receive clear communication, personalized guidance, and a smooth mortgage experience from start to finish.
Scott is a graduate of the University of the Pacific (1990) and lives in Lake Oswego with his wife, Keri, and their three children, Ty, Kate, and Brandon. He rarely misses a family event and enjoys traveling and playing golf in his spare time.
Whether you’re buying your first home, moving up or down, purchasing a vacation or investment property, or refinancing, Scott and Capital M Lending are local, experienced, and ready to help.
NMLS ID# 154062
CLIENT REVIEWS
Great experience working with Scott. Realizing we are in a tough loan environment, Scott came through as promised when others passed on doing this loan. Scott managed the process from start to finish and uses the latest software, making it very easy on my end. Highly recommend Scott and his team.
Jeff, Lake Oswego, OR
This was our second time working with Scott and can’t recommend him enough. His professionalism, attention to detail, and his ability to navigate a complicated process for our first investment property was second to none. With a 21-day close being a key part of our offer in a competitive buying situation, it was essential to make sure everything was done in a very timely manner and Scott and his team were able to keep everything moving along, making sure we had all the necessary documents uploads, etc. If we had anything lingering, they were politely persistent in their reminders. Whether this is your first time buying of 5th mortgage, I strongly recommend working with Scott and team.
Matt and Dana, Lake Oswego, OR
Scott brings so much more to the table than access to great lending solutions – I have really valued his experience as a real estate investor and property manager, along with his broad network of diverse professional relationships he’s built and strengthened over that last 30 years in real estate mortgage loan origination. I’m very thankful to have him in my corner.
Michael, Lake Oswego, OR
If anyone is looking for a stellar loan officer with decades of experience that is committed to providing you with the absolute best, contact Scott. *You can thank me later!
I was so comforted by his professionalism, responsiveness, and intentional communication along with consistent support in what can be a very overwhelming process while purchasing my home. The dedication he pours into his clients and profession is unmatched.
Ashley, West Linn, OR
Thank you, Scott!! We love it and the experience working you was fantastic! I cannot recommend you highly enough. I truly appreciate all you did to make it happen.
Kati, West Linn, OR