Effective Date: June 15, 2026
Company Name: Capital M Lending, LLC
Company NMLS ID: 69445
Business Address: 525 3rd Street, Suite 103, Lake Oswego, OR 97034
Contact Email: info@capitalmlending.com
Main Phone: 503-445-9525
Website: www.capitalmlending.com
1. ACCEPTANCE OF TERMS
These Terms and Conditions of Use (“Terms”) govern access to and use of the website and related online services operated by Capital M Lending, LLC (“Capital M Lending,” “Company,” “we,” “our,” or “us”). By accessing, browsing, submitting information through, or otherwise using this website, you acknowledge and agree to be bound by these Terms. If you do not agree to these Terms, you should not use this website.
2. WEBSITE PURPOSE; NO COMMITMENT TO LEND
This website is provided for general informational, marketing, and communication purposes only. Nothing on this website constitutes:
• A loan approval;
• A commitment to lend;
• An offer to extend credit on any specific terms;
• A guarantee of interest rate, program eligibility, or loan availability; or
• Legal, tax, accounting, or financial advice.
All mortgage applications are subject to underwriting review, verification, investor guidelines, program requirements, appraisal, title review, regulatory compliance, and final approval by the applicable lender or investor.
3. LICENSING AND JURISDICTIONAL LIMITATIONS
Capital M Lending, LLC conducts mortgage brokerage business only in jurisdictions where it is properly licensed or otherwise authorized to do so. Mortgage products and services referenced on this website may not be available in all states, jurisdictions, or transaction scenarios.
Company NMLS ID: 69445
Consumers may verify licensing information through NMLS Consumer Access.
4. ACCURACY OF INFORMATION; CHANGES TO PRODUCTS AND CONTENT
We strive to present information accurately, but we do not warrant that website content is current, complete, accurate, or free from typographical or technical errors. Loan programs, rates, fees, underwriting standards, product availability, market conditions, policies, and regulatory requirements may change at any time without notice.
Illustrations, payment examples, calculators, educational material, and general mortgage content are for informational purposes only and may not reflect all factors relevant to a particular consumer or transaction.
5. USER CONDUCT AND RESPONSIBILITIES
Users of this website agree not to:
• Submit false, inaccurate, misleading, or fraudulent information;
• Use the website in violation of applicable law or regulation;
• Attempt unauthorized access to any system, account, or data;
• Interfere with website operation, security, or availability;
• Upload malicious software, code, scripts, or harmful material;
• Reproduce, scrape, copy, frame, or exploit website content except as permitted by law or with written authorization.
6. ELECTRONIC COMMUNICATIONS
By contacting us through the website, forms, email, or electronic means, you consent to receive communications from us electronically regarding your inquiry, loan process, disclosures, status updates, and related matters, subject to applicable law. Separate e-consent or disclosure acknowledgments may still be required for particular transactions or regulated disclosures.
7. TEXT MESSAGING DISCLOSURE
If you provide a mobile telephone number through the website or during the loan process, you authorize Capital M Lending to contact you by text message for transactional, informational, customer service, scheduling, or loan-related purposes. Message frequency may vary, and standard message and data rates may apply. Consent to text messaging is not a condition of obtaining goods or services.
8. REAL ESTATE AGENT AND TRANSACTION COLLABORATION DISCLOSURE
Capital M Lending may coordinate with real estate agents, brokers, builders, title and escrow providers, appraisers, and other mortgage transaction participants. Website inquiries or submissions related to a transaction may result in communications involving such parties as reasonably necessary to facilitate the transaction, provide updates, gather required documentation, or coordinate timelines.
9. PRIVACY AND SECURITY
Use of this website is also subject to our Privacy Policy and, where applicable, our Federal Privacy Notice. While we maintain safeguards designed to protect data, no website, transmission method, or storage system can be guaranteed to be completely secure.
10. THIRD-PARTY LINKS AND TOOLS
This website may contain links to or integrations with third-party websites, platforms, calculators, scheduling tools, social media services, loan application portals, document upload systems, or other external tools. We do not control and are not responsible for the content, privacy practices, availability, or terms of those third-party resources. Accessing third-party resources is at the user’s own risk.
11. INTELLECTUAL PROPERTY
All content on this website, including but not limited to text, graphics, icons, logos, layout, design elements, downloadable materials, and software components, is owned by Capital M Lending, LLC and/or its licensors and is protected by applicable intellectual property laws. No content may be copied, reproduced, republished, displayed, distributed, modified, or exploited without prior written permission, except as allowed by law.
12. DISCLAIMER OF WARRANTIES
TO THE FULLEST EXTENT PERMITTED BY LAW, THIS WEBSITE AND ALL CONTENT, SERVICES, AND MATERIALS MADE AVAILABLE THROUGH IT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
13. LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY LAW, CAPITAL M LENDING, LLC AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, AGENTS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO ACCESS TO, USE OF, OR INABILITY TO USE THIS WEBSITE OR RELIANCE ON WEBSITE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
14. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Capital M Lending, LLC and its owners, officers, employees, agents, affiliates, and service providers from and against claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms, your misuse of the website, or your infringement of any right of another person or entity.
15. GOVERNING LAW AND VENUE
These Terms shall be governed by the laws of the State of Oregon, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or the website shall be brought in a court of competent jurisdiction located in Oregon, unless applicable law requires otherwise.
16. CHANGES TO THESE TERMS
We reserve the right to modify these Terms at any time. Updated Terms will be posted on the website with a revised effective date. Continued use of the website after updated Terms are posted constitutes acceptance of the revised Terms.
17. CONTACT INFORMATION
Capital M Lending, LLC
525 3rd Street, Suite 103
Lake Oswego, OR 97034
Phone: 503-445-9525
Email: info@capitalmlending.com